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      Home / Extra information / Product Disclosure Statements

      Is our travel insurance right for you? Read the Cover-More PDS 

      We want to cover you, not ourselves. Take a tour of the Cover-More travel insurance Product Disclosure Statement (PDS) to find out if we have the cover you want for the trip you’ve got planned. 

      Everyone loves curling up with a good Combined Financial Services Guide and Product Disclosure Statement (Combined FSG/PDS), right?  

      OK, maybe not, but the information this document contains is super important – especially when it comes to knowing whether our travel insurance is the best choice for your amazing holiday.

      We know we’ve got great cover, but is it right for you?  

      Before you hit that big ol’ ‘buy’ button, you’ve got to read the relevant PDS from top to toe. (We’re being serious.) It’s got everything you need to know to help you make a good decision when it comes to buying a policy from us.  

      If we’ve got the goods you’re looking for, you can either get a quote and buy a policy on this very website or call us on 1300 72 88 22 during business hours to get one over the phone. Easy. 

       

      Get quote

       

      Already got yourself a Cover-More travel insurance policy? You can (re)read the relevant PDS whenever you fancy it.  

      Our current plans (AKA the ones we’re selling right now) 

      You can download the PDS for the plan you want to buy here.   

      Comprehensive+ (issued on or after 7 August 2024)

      → View the Cover-More PDS

      This is our ‘more is more’ plan. (Yes, it’s a bit like ordering the ice cream sundae with all the trimmings.) That’s because it’s our most comprehensive travel insurance plan with our best benefits and highest benefit limits, plus a bunch of cover options to help you match your policy to your trip.  

      This plan is available for: 

      • Single trip policies 
      • Annual multi-trip policies 
      • International trips 
      • Domestic trips  

      Good to know: This plan includes some COVID-19 benefits, because this virus is still lurking. 

      Comprehensive (issued on or after 7 August 2024)

      → View the Cover-More PDS

      This is our most popular plan, and for good reason: it offers more cover and higher benefit limits than our Basic plan, which means you can worry less. It provides all the essential cover you need, plus much more (including some great cover options). 

      This plan is available for: 

      • Single trip policies 
      • Annual multi-trip policies 
      • International trips 
      • Domestic trips  

      Good to know: This plan includes some COVID-19 benefits, because this virus is still lurking. 

      Basic (issued on or after 7 August 2024)

      → View the Cover-More PDS

      This plan does what it says on the tin – it offers budget-friendly cover for the essentials. It’s our base-level travel insurance plan for value-conscious travellers, and has cover for the all-important basics. (Think: unexpected overseas medical costs and unforeseen additional expenses.)

      This plan is available for: 

      • Single trip policies 
      • Annual multi-trip policies 
      • International trips 
      • Domestic trips  

      Good to know: This plan includes some COVID-19 benefits, because this virus is still lurking. 

      Inbound (issued on or after 7 August 2024)

      → View the Cover-More PDS

      Do you live outside of Australia and want to travel Down Under with our cover in tow? This is our comprehensive international plan designed for non-Australian residents who are travelling to and around Australia from an overseas destination.

      This plan is available for: 

      • Single trip policies 

      Good to know: This plan includes some COVID-19 benefits, because this virus is still lurking. 

      Business* (issued on or after 26 July 2023)

      → View the Business PDS

      Travel a lot for work? Lucky you! This is our travel insurance plan for business travellers (and their families who like to tag along and turn it into a ‘bleisure’ trip).  

      For more information or to buy this policy, please speak to our travel agent partners or call our team on 1300 72 88 22. (You can’t buy it online.) 

      This plan is available for: 

      • Annual multi-trip policies 

      Good to know: This plan includes some COVID-19 benefits, because this virus is still lurking. 

      Corporate* (issued on or after 23 August 2023)

      → View the Corporate PDS

      This travel insurance plan is designed for organisations – big and small – that want to cover their employees’ business travel.  

      For more information or to buy this policy, please speak to our travel agent partners or call our team on 1300 72 88 22. (You can’t buy it online.) 

      Good to know: This plan includes some COVID-19 benefits, because this virus is still lurking. 

      Got a policy that was issued before the ones above?  

      Keep scrolling… we’ve got a bunch of older PDSs below for you to flick through. 

      For policies issued between 26 July 2023 and (up to and including) 6 August 2024, use this: 

      For policies issued between 15 June 2022 and (up to and including) 22 August 2023, use this: 

      For policies issued between 3 May 2023 and up to and including 25 July 2023, use this:

      For policies issued between 15 June 2022 and (up to and including) 25 July 2023, use this:

      For policies issued between 20 April 2022 and (up to and including) 2 May 2023, use this:

      For policies issued between 2 February 2022 and (up to and including) 24 August 2022, use this:

      For policies issued between 2 February 2022 and (up to and including) 14 June 2022, use this:

      Want to learn more about our cover? Pick a topic, then click!

       

      Did you buy one of our travel insurance policies before 20 April 2022 and want to get your hands on a copy of the Combined FSG/PDS? Our customer service team can help – call us on 1300 72 88 22. 

       

      Ready to plan, pack, and go?! 

      Choose the right travel insurance for you, today. 

       

      Get quote

       
       

      *Our Business and Corporate products are currently available only through our agents or by calling our customer service centre on 1300 72 88 22.

      Any advice is general advice only. Please consider your financial situation, needs, and objectives, and read the Combined FSG/PDS before deciding to buy this insurance. For information on the Target Market and Target Market Determinations, visit our Cover-More TMD page.