Resumption of Journey Travel Insurance Cover
Cover for you to continue your trip after having to unexpectedly return home
You can easily find yourself in an unexpected situation when you’re travelling away from home – and the unexpected can just as easily occur at home while you’re away.
In the event you must return home from your trip unexpectedly because of the health of your relative or business partner who isn’t travelling with you, resumption of journey cover may help.
Want to travel knowing you may be protected if the unexpected happens? You can get a free Cover-More travel insurance quote online or call us on 1300 72 88 22 to purchase cover over the phone.
What is resumption of journey travel insurance cover?
If you need to return to Australia because of the sudden serious injury, sickness, disease or death of your relative or business partner, the resumption of journey benefit within your travel insurance policy can help cover the costs of returning back overseas to continue your trip.
You can learn more about our travel insurance benefits here.
Does Cover-More travel insurance offer resumption of journey cover?
Yes, many of our Cover-More travel insurance plans include cover for resumption of journey to help assist you when an unfortunate event occurs with your relative or business partner while you’re travelling.
This means if you’re required to return home because of the sudden serious injury, sickness, disease or death of a relative or your business partner, our Cover-More travel insurance can provide cover for the economy class transport costs you incur to go back and resume your trip.
There are conditions on the length of your policy and how much of your trip is left in order for this cover to apply. See “What isn’t covered” below for details.
The maximum benefit limit for our resumption of journey cover is:
| Plan | Benefit Limit |
|---|---|
| International Comprehensive+ | $6,000 |
| International Comprehensive | $3,000 |
| International Basic | $Nil |
| Inbound | $3,000 |
| Domestic Comprehensive+ | $2,000 |
| Domestic Comprehensive | $Nil |
| Domestic Basic | $Nil |
Who does Cover-More consider a “relative”?
When we refer to the term “relative”, we mean a person who is your spouse, de facto, parent, parent-in-law, stepparent, guardian, grandparent, child, foster child, grandchild, brother, brother-in-law, half-brother, stepbrother, sister, sister-in-law, half-sister, stepsister, daughter, daughter-in-law, stepdaughter, son, son-in-law, stepson, fiancé́, fiancée, uncle, aunt, niece, or nephew.
What isn’t covered under Cover-More's resumption of journey benefit?
Travel insurance may help offer assistance in the event something goes wrong – but unfortunately it can’t cover absolutely everything.
There are several conditions and exclusions you need to be aware of regarding our resumption of journey benefit, including:
- Your period of insurance was at least 23 days
- Less than 50% of your trip had elapsed at the time of the onset of the sudden serious injury, sickness, disease, or death of your relative or your business partner
- The death was not caused by an illness or injury appearing prior to your travels beginning
Other conditions also apply. Please refer to the PDS for full limits, exclusions, and conditions.
Want us to safeguard your trip from incidents back home?
Find out how we can help get you back on the road.