Target Market Determinations
On this page you can find the Target Market Determinations for the following Travel Insurance Products issued by Zurich Australian Insurance Limited (the Product issuer)
Target Market Determinations (TMD)
A TMD helps you understand the types of people (called the ‘class of customers’) insurance policies are designed for, considering their needs, objectives, and financial situations.
Product issuers, under the Corporations Act 2001, are required to have Target Market Determinations for each product they issue to retail clients.
It also describes the events or circumstances where the Target Market Determination for a financial product may need to be reviewed.
Cover-More Travel Insurance
- Cover-More Distributors Travel Insurance (Integrated) Target Market Determination (effective 1 November 2023)
- Cover-More Distributors Domestic Travel Insurance (Integrated) Target Market Determination (effective 1 November 2023)
- Travel Insurance Target Market Determination (effective 7 August 2024)
- Winter Sports Travel Insurance Target Market Determination (effective 2 February 2022)
- Travel Insurance for Cruising Target Market Determination (effective 5 April 2023)
- Cover-More Travel Insurance (Distributor) Target Market Determination (effective 2 February 2022)
- Comprehensive Care and Essentials Care Travel Insurance Target Market Determination (effective 12 June 2024)
- Cover-More Comprehensive Travel Insurance Target Market Determination (effective 2 February 2022)
- Cover-More Corporate Travel Insurance Target Market Determination (effective 23 August 2023)
- Cover-More Business Travel Insurance Target Market Determination (effective 26 July 2023)
For previous versions of the TMD, see below or contact our Customer Service team on 1300 72 88 22.
- Travel Insurance Target Market Determination (effective 3 May 2023)
- Comprehensive Care and Essentials Care Travel Insurance Target Market Determination (effective 9 March 2023)
- Cover-More Distributors Travel Insurance (Integrated) Target Market Determination (effective 27 July 2022)
- Cover-More Distributors Domestic Travel Insurance (Integrated) Target Market Determination (effective 27 July 2022)
- Travel Insurance Target Market Determination (effective 20 April 2022)
- Travel Insurance for Cruising Target Market Determination (effective 2 February 2022)
- Comprehensive Care and Essentials Care Travel Insurance Target Market Determination (effective 2 February 2022)
- Comprehensive Care and Essentials Care Travel Insurance Target Market Determination (effective 20 April 2022)
- Cover-More Business Travel Insurance Target Market Determination (effective 15 June 2022)
- Cover-More Corporate Travel Insurance Target Market Determination (effective 15 June 2022)