Personal Liability Travel Insurance Benefit
Protect yourself against unexpected personal liability costs while travelling
Travelling is generally a fun and rewarding experience, but sometimes unpredictable accidents happen and leave you in an unfortunate position. Depending on the incident, you may be deemed responsible for damage to someone else’s property, the cause of bodily injuries, or the death of someone.
When purchasing travel insurance, it’s helpful to know what you’re covered for and how our Cover-More plans can help. Discover more about our personal liability benefit below or get a quick quote online to see how affordable travel insurance can be.
What is a personal liability travel insurance benefit?
A personal liability travel insurance benefit could provide cover should you become unintentionally legally liable to pay compensation for damage caused to someone else’s property or the injury or death of someone else resulting from your negligent act that occurred during your policy period.
Learn about other travel insurance benefits here.
Does Cover-More travel insurance cover personal liability?
All our Cover-More travel insurance plans include a benefit that provides cover for personal liability.
Our Cover-More personal liability benefit helps reduce financial stress during an already emotionally stressful situation by providing you with cover for costs associated with injuries to another person or damage to a person’s property. However, limits and conditions apply to the cover so you should read the PDS.
The maximum benefit limit for our personal liability benefit is:
| Plan | Benefit Limit |
|---|---|
| International Comprehensive+ | $5,000,000 |
| International Comprehensive | $2,500,000 |
| International Basic | $1,000,000 |
| Inbound | $2,500,000 |
| Domestic Comprehensive+ | $5,000,000 |
| Domestic Comprehensive | $2,500,000 |
| Domestic Basic | $1,000,000 |
What isn’t covered under Cover-More's personal liability travel insurance benefit?
Travel insurance can’t cover all situations. There are several conditions and exclusions you need to be aware of when it comes to our Cover-More personal liability cover.
This includes exclusions such as liability toward members of your family or travelling party, liability arising out of wilful or malicious acts, liability arising out of the use or ownership by you of any waterborne craft or mechanically propelled vehicle, and others.
Limits, exclusions, and conditions apply. Check the PDS for full policy conditions.
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