Try Our Travel Insurance for France Holidays
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Want to find travel insurance for your France trip and discover how the right plan can help protect your holiday? You're in the right place.
Getting ready to set your eyes on the twinkling night lights of the Eiffel Tower or the vast sun-drenched gardens of Versailles? Or maybe you’re planning on attending the 2024 Olympic Games in Paris, or stopping in France as part of a longer Euro trip?
Before you start daydreaming about strolling through the cobblestone streets of Montmartre or soaking up the sun on the French Riviera, don't forget to consider one of the most important things you could pack: travel insurance for your France trip.
Why should I consider travel insurance for my trip to France?
A lot can go right while you’re meandering the streets of France. However, the unexpected can happen to anyone at any time. This is where our travel insurance can not only help you financially, but also provide much-needed assistance.
So, if an “Oh là là” moment on your trip turns into an unexpected “Oh no” situation, our travel insurance can help you deal with many issues (think: unexpected medical costs, lost or delayed luggage, missed connections, and more), which means you can get back to enjoying your getaway faster.
If you’re still wondering about travel insurance for your France trip, keep reading to discover our Cover-More travel insurance plans before you set off.
Top benefits of having travel insurance for France
Whether you’re just looking for travel insurance that includes overseas medical cover for your France holiday or other benefits too, we can be there for you in many ways if things go pear-shaped mid-trip.
Good to know: The above benefits are available on our international Comprehensive and Comprehensive+ plans. If you’re thinking about buying our Basic travel insurance plan for your trip to France, don’t forget to check it’s got enough cover for your trip.
Why travellers love choosing Cover-More travel insurance for France trips
We have three international travel insurance plans that are suitable for trips to France. The best plan for you will depend on your trip type, budget and activities you’re planning.
International Basic
Want a more affordable travel insurance option for your France vacation? Our base-level plan can help you with a range of unexpected situations during your trip – like lost luggage and emergency medical costs – and you’ll have access to 24/7 travel assistance too.
International Comprehensive
Want more comprehensive travel insurance? Our mid-tier plan offers all the benefits of our Basic plan but with higher limits, plus some useful extras like rental vehicle excess insurance, missed connection cover, special events cover and more.
International Comprehensive+
Want to lock in our highest level of cover? Our most comprehensive travel insurance plan includes all the benefits included in our Comprehensive plan but with even higher limits, as well as some benefits for business travel.
Want to enhance your cover? We offer options so you can vary your cover to suit the holiday and activities you have planned during your trip to France.
If your trip doesn’t go as planned, bringing a Cover-More plan along with you may make a big difference.
24/7 assistance
When you purchase a Cover-More policy, you’ll have access to around-the-clock emergency assistance, no matter the time or place, throughout your French getaway.
Help on the go
With our Cover-More App, you'll have all your policy details, as well as local safety information, at your fingertips, so you can stay focused on enjoying your holiday in France.
35+ years experience
We’ve been protecting travellers like you for decades, so if you need us while you’re in France, you can feel confident knowing we’ll know how to help, fast.
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FAQs about finding the best travel insurance for France holidays
Are there any travel alerts I should be aware of before my trip to France?
The answer to this question can change depending on local and global events, so it’s smart to check for travel alerts when booking your trip and before you set off.
Here are a few ways you can see travel alerts that could affect your trip to France before and during your getaway:
- Check smartraveller.com.au’s France travel advice and safety webpage for potential safety concerns and alerts.
- Check if we have listed a world event that could change your travel insurance coverage for your France trip on our Travel Alerts page.
- Our Cover-More App can send you instant alerts about safety concerns nearby while you’re travelling – whether you're in Normandy in the north or Provence-Alpes-Côte d'Azur in the south.
Do I need overseas medical cover for my France trip?
If you get sick or injured in France and need emergency medical care, the French health system will not accept your Medicare card and Australian private health insurance – you will have to pay out of pocket if you don’t have adequate travel insurance.
Purchasing travel insurance for France can give you access to cover for unforeseen medical and emergency dental expenses. So, if the unthinkable does occur, you can focus more on recovering and less on out-of-pocket costs.
We also cover a range of Existing Medical Conditions automatically, as long as you meet all of the criteria outlined in the PDS. If your conditions are not on the list or don't meet the criteria for automatic cover, you can apply for cover for your condition(s) when you complete your quote, and if approved, an additional premium may be required.
Do I need travel insurance for France if I’m travelling with an organised tour?
While you might feel more secure with the structure of an organised tour, you should still consider travel insurance for any trip to France. Why? It can give you an added layer of security for certain unexpected events—like a delayed tour bus or a personal medical emergency. Plus, your tour company may require that you show proof of travel insurance before leaving on the trip.
Travel insurance for France trips may help cover unexpected costs that arise while you’re in Paris to attend the 2024 Olympic Games, taking in the rolling vineyard-covered hills of Bordeaux, or anywhere in between. This means your French adventure can get back to being as calm as a stroll through the lavender fields of Provence a whole lot faster.
Of course, each holiday is different as is each traveller. And, any advice we give is general in nature, so always remember to read the PDS and select the coverage that's right for you.
Can I get cover for driving a rental car in France?
Yes! Our Comprehensive and Comprehensive+ plans both automatically include a rental vehicle insurance excess benefit. Our Comprehensive+ plan includes a benefit for rental vehicle comprehensive cover too.
Dreaming of cruising through French streets on a motorbike, moped, or quadbike? You’ll need to purchase Motorcycle/Moped Riding Cover or Motorcycle/Moped Riding+ Cover to be eligible for cover for this.
Can I get travel insurance for my France trip if I’m going on a cruise?
If you’re planning to experience the beauty of France by cruise, you can bring Cover-More’s Cruise Cover with you.
Whether you get sick on board the ship or miss a shore excursion because of bad weather, a Cover-More policy with Cruise Cover included can help with covered scenarios related to your cruise if you’ve cruising on the sea or ocean for two or more nights.
Going on a river cruise in France – not a sea or ocean cruise? You might not need our Cruise Cover to protect your adventure if you’re going on a river cruise, whether you’re cruising along the Seine, Rhône or Loire rivers. We provide automatic cover for river cruises in our plans, but to understand if you need to include our Cruise Cover in your policy or not, please read the PDS.
Can I get cover for adventure sports in France?
France isn’t just about romance: travellers with an adventurous spirit can find exciting adventures across the country, from skiing in Chamonix to bungee jumping off the Souleuvre Viaduct in Normandy. But before you gear up and go, it’s important to check whether you have the right cover for the adventure sports you’re planning to do in France.
Our Cover-More travel insurance plans automatically include cover for 80 adventure activities. You can read our PDS to learn more about this. If your planned activities do not appear on this list of automatically covered ones, you may need to purchase our Adventure Activities or Adventure Activities+ Cover if you’d like protection, but make sure the cover is right for you as there are some activities we are unable to cover. If you’re engaging in snow sports, you’ll need to purchase our Snow Sports or Snow Sports+ Cover to be insured for these activities.
Can I get cover if I think I may have to cancel my trip?
Life is unpredictable, and something could come up that means you need to call off your holiday plans entirely. With our Cover-More plans, you have the option of nominating your preferred level of Amendment or Cancellation Costs cover. This will give you access to our Amendment or Cancellation Costs benefit for certain reasons listed in our PDS.
I am visiting multiple countries during my vacation. Can I get travel insurance coverage for my entire trip?
From France, you can easily get to many other countries within Europe to experience different cultures and see new sights all on the same vacation.
When you purchase one of our Cover-More travel insurance plans, you can have cover for your entire journey. All you have to do is list all the countries you’re visiting or enter the regions you will be visiting (e.g. “All of Europe”) when getting your quote.
Still have questions about cover for your trip to France? Get in touch with our friendly customer service team on 1300 728 822.
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Ready to pack travel insurance for your France holiday?
See how Cover-More can be there for you while you explore France and beyond.